Digital payments: the future of cross-border transactions

The implementation of the Instant Payment Regulation marks another step toward the European Union's goal of creating a single digital payments market characterised by modern, secure, and cost-effective financial solutions. Starting in 2025, offering and accepting instant transfers will become mandatory, enabling faster fund transfers between countries in the SEPA area.

Additionally, as outlined in the G20 Action Plan, efforts continue to enhance the speed, transparency, and accessibility of international payments to non-SEPA countries.

During the 2024 Salone dei Pagamenti, Andrea Cogerino, Payments Cash Management & Open Banking, GTB, from Intesa Sanpaolo's IMI Corporate & Investment Banking Division, discussed the evolution of payments in Europe and the global challenges of the coming months. In his presentation, he emphasized Intesa Sanpaolo's role in this context, focusing on its multi-year program to align with new standards and its strategic alliances to expand the range of international payment services.

Watch the full video for all the details.

All materials published or otherwise available on the website—including trademarks, logos, domain names, images, videos, press releases, articles, and documents in general, as well as application software, codes, and script formats used for website implementation—are the property of Intesa Sanpaolo, companies within the Intesa Sanpaolo Group, or companies with which Intesa Sanpaolo has entered into commercial agreements. These materials are protected under copyright and trademark regulations. All rights are reserved. Without the prior formal consent of the owner, the aforementioned materials may not be copied, downloaded, reproduced, used on other websites, modified, transferred, distributed, or communicated to third parties, except for strictly personal use. Any commercial use is strictly prohibited.