Factoring

MEDIOCREDITO ITALIANO is the leader of the Italian factoring market, and one of the main operators at a European and world level

Mediocredito Italiano is a strategic partner in terms of efficiency, innovation and internationalisation, as well as in terms of evaluating credit assets and corporate finance. Mediocredito Italiano is a member of the Intesa Sanpaolo banking group and is in a position to offer high customised services, qualifying Mediocredito Italiano as an ideal business partner, also for international businesses (Mediocredito Italiano is a member of Assifact - Associazione italiana per il factoring / Italian factoring Association - and FCI Factor Chain International).

The following represent the key factoring services provided:

 

Assessment

Mediocredito Italiano performs a preliminary analysis of potential customers subject to assignment. The investigation is performed in accordance with professional criteria which take into account the specific features of the individual commodity sectors and Mediocredito Italiano's daily experience in managing trade cycles. The assessment process continues throughout the factoring relationship, producing an undoubted advantage in terms of the growth of sales volumes in relation to the quality of customers.


Management

This represents the basic factoring service. Mediocredito Italiano provides the professionalism and high specialisation acquired in the management of business credits. Mediocredito Italiano manages payment collection using professional methods which combine standardised procedures with customised programmes, according to the type of commodity sector, the methods of payment, and the different types of customer. Assigning credits to Mediocredito Italiano enables evident savings in management costs and simplifies the administrative/accounting activities.


Guarantee

Mediocredito Italiano guarantees the collection of the assigned credit for companies which intent to protect themselves against the risk of insolvency. In fact, Mediocredito Italiano covers the debts which may not have been settled by customers. The combined services achieve modular and customisable products which meet the Customer's multiple needs.


Advertising message. For details of the contractual terms of the products and services offered in Italy, please refer to the Fact Sheets available in Mediocredito Italiano’s Branches and on its internet site as well as in the Branches and on the internet sites of the Intesa Sanpaolo Group Banks that offer Mediocredito Italiano’s products and services.

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INTESA SANPAOLO