Commercial payments

Global Channel, Local Formats

  • Global coverage
  • Favourable cut off and terms
  • Direct access to local settlement systems

Via Inbiz, the new Corporate Internet Banking solution, Intesa Sanpaolo offers Companies, Financial Institutions and Public Entities access to all the local settlement systems in the countries where the Group is located, thereby enabling its clients to make commercial payments in the various formats that are available on the local markets.

In addition, using Inbiz, customers can use the new SCT format (SEPA CREDIT TRANSFER - XML ISO UNIFI format) to make Euro payments between accounts held with banks within the SEPA (Single Euro Payment Area).

Inbiz also represents a single point of access to transmit payment orders via SWIFT MT101 – Request for Transfer, to accounts held with tbanks outside of Italy participating in the SWIFT network with which Intesa Sanpaolo has signed specific bilateral agreements.


Further reductions in time and costs can be achieved by integrating Inbiz with the customer's accounting system: flows can be uploaded automatically for transmission to the bank and can be reconciled by downloading relevant reporting flows.

Advertising message. For details of the contractual terms of Inbiz and related products and services offered in Italy, please refer to the Fact Sheets available at the Branches and on the internet sites of the Intesa Sanpaolo Group Banks that offer Inbiz. In some countries, the products and services described herein may not yet be available or may be subject to restrictions or changes due to local law.

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